Nidhi Company Registration

A Nidhi Company is a type of Non-Banking Financial Company (NBFC) recognized under Section 406 of the Companies Act, 2013. Its primary objective is to promote the habit of savings and thrift among its members by accepting deposits and lending funds within its membership. Unlike other NBFCs, a Nidhi Company does not require RBI approval, making it a simple and cost-effective financial structure for small-scale lending and borrowing.

At Nitiminds Consultancy, we provide complete Nidhi Company Registration services—covering incorporation, documentation, compliance, and post-registration advisory—so you can start your financial venture with ease and confidence.

📌 Why Choose a Nidhi Company?

1. ✅ RBI Exemption – No RBI approval needed.

2. ✅ Encourages Savings – Promotes a culture of thrift among members.

3. ✅ Low Cost Structure – Affordable to incorporate and operate.

4. ✅ Limited Liability – Protects personal assets of members.

5. ✅ Trust & Credibility – Legally recognized under Companies Act, 2013.

📌 Our Nidhi Company Registration Services

1. Name approval through MCA (RUN/SPICe+).

2. Drafting of MOA & AOA with Nidhi-specific objects.

3. Filing incorporation forms with ROC.

4. Allotment of DIN & DSC for directors.

5. PAN & TAN application.

6. Assistance in meeting post-registration requirements (minimum 200 members, net owned fund, etc.).

7. Ongoing compliance & advisory support.

📌 Documents Required

1. PAN & Aadhaar of all directors/shareholders.

2. Passport-size photographs.

3. Identity & address proof (Voter ID/Passport/Driving License).

4. Proof of registered office (utility bill/rent agreement + NOC if rented).

5. MOA & AOA with specific objects related to thrift and savings.

📌 Post-Incorporation Requirements

1. Minimum of 200 members within one year.

2. Net owned funds of ₹10 lakh or more.

3. Ratio of net owned funds to deposits not more than 1:20.

4. Compliance with Nidhi Rules, 2014.

📌 Why Choose Nitiminds?

1. ✅ Specialized in Nidhi Companies – Expert guidance on rules & compliances.

2. ✅ End-to-End Support – From registration to post-incorporation.

3. ✅ 100% Online Process – Quick, paperless, and transparent.

4. ✅ Affordable Packages – Cost-effective for small financial ventures.

5. ✅ Compliance Advisory – Ongoing support for ROC & MCA filings.

📌 Timeline & Cost

1. Timeline: 15–25 working days (subject to MCA approval).

2. Cost: Transparent, all-inclusive packages.

⚡ With Nitiminds Consultancy, your Nidhi Company Registration becomes simple, compliant, and future-ready—empowering you to build a trusted financial institution for community savings and lending.